Everett D. Langford, “Financially Resilient Intelligent Systems: Integrating Machine Learning Architectures, Explainability, and Cross-Domain Evidence for Next-Generation Transaction Fraud Detection”, gmj, vol. 5, no. 01, pp. 79–91, Jan. 2026, Accessed: Apr. 14, 2026. [Online]. Available: https://www.grpublishing.org/journals/index.php/gmj/article/view/317