Dr. Lukas M. Verhoeven. 2025. “Integrating Artificial Intelligence and Advanced Data Processing for Real-Time Credit Scoring: Theoretical Foundations, Methodological Innovations, and Implications for Contemporary Credit Risk Management”. Global Multidisciplinary Journal 4 (10): 93-100. https://www.grpublishing.org/journals/index.php/gmj/article/view/273.