SILAS J. MERTON. Integrating Artificial Intelligence and Real Time Data Processing in FinTech Credit Scoring Systems for Financial Inclusion and Risk Governance in Emerging Digital Economies. Global Multidisciplinary Journal, [S. l.], v. 4, n. 11, p. 194–205, 2025. Disponível em: https://www.grpublishing.org/journals/index.php/gmj/article/view/316.. Acesso em: 23 feb. 2026.